Future HSA Cost Calculator
The HSA Cost Estimator is designed for the HR/Financial professional who wants to project and compare trend in a traditional versus CDHP environment. With a few clicks of the mouse, employers project renewals for up to seven years out, and by making minor adjustments to trend or premium, employers can immediately view the recalculated results.
The Estimator is also an effective tool in visually creating a “trend corridor” that shows the year by year impact of implementing a CDHP versus traditional plan. Click Here to Demo.
Group Out-Of-Pocket Estimator
Employers who want to better understand their employees’ out-of-pocket costs when setting contribution strategies will embrace this modeling tool. While originally designed exclusively for groups offering CDHPs, this tool can also be utilized for traditional plans. The calculations take into account plan design, employee/employer contributions, and different claims scenarios.
Employers are able to review results and adjust contributions/plan designs to arrive at the desired out-of-pocket estimates. Click Here to Demo.
Employee Estimator
This tool is guides employees through the decision-making process when there are multiple options. Pre-loaded information makes this tool a snap to use.
Employees are able to review and compare estimated out-of-pocket costs. This tool takes into account the annual premium paid to be covered under the plan, medical costs (based on the plan benefits under the selected plan scenario), and any HSA/HRA dollars available to pay for medical services. Finally, any remaining HSA/HRA balances are displayed. Click Here to Demo.
Create a CDHP Plan
This calculator combines features of all the decision-support tools. It creates a dashboard view of the employer and employee’s financial impact based on plan design, contribution strategy, and claims scenario. Once arriving at the desired plan design and contribution strategy, a mouse click will project the financial impact on the organization and employees for up to seven years. Click Here to Demo.