In The News

  • Compliance Update | March 2016 | McGohan Brabender

    Click here for PDF March 15, 2016, Compliance Update IRS Forms 1095 Due March 31, 2016 We have included numerous articles about the new health care reform reporting requirements, namely IRS Form 1094 and IRS Form 1095. But the day of reckoning is upon us. IRS Forms 1095 have to be distributed to the employees by the end of this month!! The forms have to be filed with the IRS by May 31, 2016, if... Read More

  • Compliance Update | February 2016 | McGohan Brabender

    Click here for PDF Sample Employee Communication for IRS Form 1095 We have included a number of articles about the employer’s responsibilities with respect to IRS Form 1095. The form is complicated and will probably confuse a number of employees. Although not required, it may make sense to include a cover letter explaining the forms. This article has sample communications you may want to send to employees with IRS Form 1095. This article lists... Read More

  • Compliance Update | January 2016 | McGohan Brabender

    Click here for PDF   We hope everyone had a safe and happy holiday season. Speaking of seasons, we are entering the political election season and both parties are gearing up for the primary elections. We anticipate a lot of talk from both parties but probably very little legislative action until after the election. We realize you get a lot of emails and notices. Therefore, we are cutting back to one newsletter a month. We... Read More

  • C2 Welcomes Holmes Murphy

    PDF January 14, 2016 – Collaboration Centric Solutions (C2) is pleased to welcome Holmes Murphy & Associates as its newest member.  Holmes Murphy is a seasoned independent benefits brokerage with offices in Des Moines, Dallas and several other cities, bringing 10 states from the Southwest region into the C2 member network. McGohan Brabender is a founding member of C2, a national association of like-minded independent brokers. Member firms share innovative approaches and can leverage the... Read More

  • Flash Update | 1094, 1095 Deadlines Extended

    Click here for PDF December 29, 2015 In the spirit of the holidays, the government has just delivered another welcome gift to employers. Following on the heels of the two-year delay for the Cadillac tax, the IRS just extended the deadlines for distributing and filing the new IRS Forms 1094 and 1095. The new reporting requirements under health care reform require all employers sponsoring self-funded health plans and large employers (i.e. those with 50 or... Read More

  • Compliance Update | November 30, 2015 | McGohan Brabender

    Click here for PDF Year-End To-Do List Now that everyone has finished their Thanksgiving dinner and gotten through Black Friday, it is back to work. These are two pretty good year-end checklists to ensure that all the t’s are crossed and the i’s dotted before year’s end. IRS Form 1095 Reporting for Union Employees By now everyone should be aware of the fast approaching reporting requirements under health care reform (i.e. IRS Form... Read More

  • Compliance Update | November 13, 2015 | McGohan Brabender

    Click here for PDF Holiday Gift Giving Ideas Each year I suggest the perfect gift for that special someone on your Holiday list and I am pleased to announce that the current version of my book, the 2015/2016 Welfare Benefits Guide, is now available. This two-volume set makes the perfect gift and, for those on a budget, you can buy the books on the monthly payment plan. EEOC & GINA and Wellness Programs Sometimes... Read More

  • Flash Update | Enrollment and Measurement Period for 51-99

    Click here for PDF October 20, 2015 — As you are aware, the Employer Mandate requires that applicable employers offer their full-time employees and their full-time employees’ dependents affordable coverage that is of minimum value, or else the employer may be subject to a penalty in the event a full-time employee goes to the Exchange and obtains a subsidy.  In order to determine whether an employee is full-time for purposes of the Employer Mandate, employers... Read More

  • Compliance Update | September 30, 2015 | McGohan Brabender

    Click here for PDF IRS Issues Final 2015 Forms 1094 and 1095 and Instruction – Good News The IRS released the final versions of Forms 1094 and 1095 with revised instructions, and the good news is that the IRS has eliminated the need for employers to report most Health Reimbursement Arrangements.  The draft instructions required all employers sponsoring HRAs to prepare and distribute the forms.  However, the final instructions say only those employers that integrate... Read More

  • Compliance Update | September 15, 2015 | McGohan Brabender

      Click here for PDF It’s All in One Place Now Few, if anyone, will say that health care reform is not complicated. The government continues to issue various guidance in a variety of formats. The IRS has just released a webpage that tries to put all the resources in one place. I am not saying this webpage makes it any easier to comply but it is a good starting place for applicable large... Read More