Small Business Team

Don’t be the Only One in the Pool

Businesses with fewer than 50 employees that want to offer medical coverage can find safety, and savings, in numbers. A MEWA — Multiple Employer Welfare Arrangement — takes groups of unrelated employers and covers them under a single, self-funded plan. By forming a bigger pool, small employers share risk and can benefit from economies of scale.

If your workforce is relatively young and healthy, you can swim in a pool with others like you. When the shared risk is lower, the cost is lower. A MEWA takes the administrative responsibility off your plate, so you can focus on your growing business.

Fully insured plans may still be the best option for some small employers. But it’s worth your time to test the MEWA waters and see if you qualify for a better rate. Our small business team is here to help.


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