Compliance in Minutes – November 2025

In this episode, we break down the biggest employee benefits and compliance updates heading into year-end — in plain English. From how the ongoing federal shutdown impacts benefit eligibility to the IRS’s new 2026 FSA and HRA limits, we’ll cover what’s changing, what employers need to review, and what deadlines are fast approaching. We’ll also unpack new flexibility for fertility benefits, reminders for ACA reporting in early 2026, and the upcoming December 31 gag clause attestation. Finally, we’ll answer this month’s question: should employees pay pre-tax or after-tax for supplemental insurance? Quick, clear, and jargon-free — tune in to stay compliant as 2025 comes to a close.